Claims We Handle Claims With Care and Expertise Accidents happen. When they do, Virginia Commerce handles claims locally with experienced administrators focused on timely, fair resolutions and excellent communication and always with a human on the line.Easy claim steps:Report promptly using the claims submission formSubmit via email, fax, or mail:Fax: (804) 359-9640Email: accidentreport@insuranceconceptsllc.comMail:P.O. Box 241Oilville, VA 23129Our team assists every step of the way Follow Us Instagram Social-facebook Social-linkedin 1702 Mills Road Richmond, VA 23233 Email: info@insuranceconceptsllc.com Phone: (804) 359-9600 Contact Virginia Commerce Interested in learning more about partnering with Virginia Commerce or becoming an agent for one of our programs? Contact our local team today! Hidden fields Copyright 2026 | VCGSIA Privacy Policy | Terms & Conditions Website by Jonas Marketing